Mortgage Blog

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?

August 5, 2026 | Posted by: Robert Salotto

Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...

July 29-2026: Federal Reserve issues FOMC statement

July 30, 2026 | Posted by: Robert Salotto

The Federal Open Market Committee approved the following statement for relea ...

Mortgage Rates Are Rising, Should You Buy Now?

July 24, 2026 | Posted by: Robert Salotto

Mortgage Rates Are Rising Again, What Should Buyers Do Before the Next Federal Reserve Decision? Mortgage rates have moved higher again, and many homebuyers are asking the same question: Should ...

Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?

July 7, 2026 | Posted by: Robert Salotto

Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing s ...

Should I Wait for Mortgage Rates to Drop?

June 22, 2026 | Posted by: Robert Salotto

For many homebuyers, the hardest question right now is not whether they want to buy a home. It is whether they should buy now, or wait and hope mortgage rates come down. That is a real concern. M ...

June 17-2026 - Federal Reserve issues FOMC statement

June 17, 2026 | Posted by: Robert Salotto

The Federal Open Market Committee approved the following statement for relea ...

Rising Everyday Costs and Your Mortgage Approval: What Buyers Should Know in 2026

June 4, 2026 | Posted by: Robert Salotto

For many homebuyers in 2026, the biggest question is not simply, "Can I get approved for a mortgage?" It is, "Can I get approved and still feel comfortable with the payment?" That distinction m ...

Can You Comfortably Afford a Mortgage If Your Income Changes? A 2026 Homebuyer Readiness Guide

May 28, 2026 | Posted by: Robert Salotto

Buying a home is not only about qualifying for a mortgage. It is about feeling confident that the payment will still work if life changes after closing. A new job, reduced hours, lost overtime, a co ...

New Construction in 2026: Could Builder Inventory Be the Affordability Opening Buyers Are Missing?

May 11, 2026 | Posted by: Robert Salotto

If you are trying to buy a home in 2026, you may feel like every headline is working against you. Mortgage rates are still higher than many buyers hoped, home prices remain a challenge in many mar ...

April, 29, 2026 - Federal Reserve issues FOMC statement

April 29, 2026 | Posted by: Robert Salotto

Recent indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, on average, and the unemployment rate has been little changed in re ...

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